Now that we have talked about how your location can affect your car insurance premium, let’s go ahead and talk about your deductible. If you actually increase your deductible, that can save you a heck of a lot of money on your car insurance. For example, if you increase it as much as 10 – 15%, you will notice a huge, huge different in your car insurance premium.
However, there is a trick to this one … if you happen to get into an accident; you will have to pay a larger deductible right upfront. So that is definitely something that you want to keep in mind and talk about with your car insurance agent before you just do it.
Another thing that you should be doing is making sure that you actually driver safely, as this is something that can truly affect your car insurance premium.
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