Have you ever considered a Pay as You Go auto insurance policy? It has to be said that many drivers are not yet aware of this type of policy, but it can definitely be beneficial.
Do you have an extra vehicle? It is a vehicle that you need but perhaps do not drive that often? Do you regret having to pay the same amount in premiums as you have to for your primary vehicle(s)?
In cases such as this, and many others, drivers can definitely benefit from Pay as You Drive policies.
Succinctly put, with this type of policy there is a direct relationship between your premiums and how many miles you put on the vehicle. In other words, if you do not put that many miles on a particular vehicle, the less your premiums for that car.